Recreational Vehicle Insurance in Danville, IN
Protect Your Fun with RV, Motorcycle, Boat & Golf Cart Insurance in Indiana
Whether you’re cruising the backroads of Hendricks County on a motorcycle, towing an RV across Indiana, or enjoying weekends on the lake, your recreational vehicles need protection. At Hadley Insurance, we help you stay covered — so you can focus on enjoying the ride.
We’re a trusted independent insurance agency in Danville, offering personalized coverage for all your "toys." As a veteran-owned and female-led team, we’ll help you compare quotes from top carriers to find the best fit for your lifestyle and budget.
What Our Recreational Insurance Covers
From weekend warriors to full-time RV travelers, our policies protect your investment, including:
- RV & Camper Insurance – Includes motorhomes, fifth wheels, and travel trailers
- Motorcycle Insurance – Street bikes, cruisers, dirt bikes, and more
- Boat Insurance – Coverage for bass boats, pontoons, speedboats, and personal watercraft
- Golf Cart & Off - Road Vehicle Insurance – Including ATVs, UTVs, and neighborhood carts
- Liability Coverage – Helps cover legal and medical costs if you're responsible for an accident
- Comprehensive & Collision – Pays for repairs or replacements from damage, theft, fire, or accidents
- Emergency Expenses –
Towing, roadside help, or lodging if your vehicle breaks down far from home
Popular Add-On Options
Depending on the vehicle type and use, we can tailor coverage with options such as:
- Total loss replacement
- Full windshield coverage
- Personal effects coverage (for valuables inside the RV or boat)
- Agreed value protection for specialty bikes or boats
Who Needs RV, Motorcycle, Boat or Golf Cart Insurance?
These policies are ideal for Indiana residents who love the outdoors, the open road, or the water. Common clients include:
- Recreational RV owners and frequent travelers
- Motorcycle commuters and weekend riders
- Boat owners in Brownsburg, Danville, or Hendricks County
- Golf cart drivers in residential or campground communities
Local Risks to Consider in Indiana
Living in Indiana presents unique risks that make recreational insurance critical:
- Storm damage (especially hail or windstorms affecting parked vehicles)
- Vehicle theft or vandalism, especially in storage areas
- Liability risks from guest passengers or nearby properties
- Accidents on roads, lakes, or off-road trails
Frequently Asked Questions
RV, Motorcycle & Boat Insurance
Do I need insurance for a golf cart in Indiana?
If you operate your golf cart on public roads or inside community streets in Danville or Hendricks County, insurance is often required or strongly advised. A standalone golf cart insurance policy helps protect you from liability and damage beyond what homeowners or auto policies cover.
Does my homeowners insurance cover my boat or RV?
In most cases, no. Standard home insurance typically excludes coverage for motorized vehicles, recreational vehicles, and watercraft. To get reliable protection, you’ll need a recreational vehicle insurance policy tailored to those assets in Indiana.
What’s the minimum motorcycle insurance requirement in Indiana?
Indiana law requires liability coverage for motorcycles. But liability alone may not fully protect you. We recommend supplementary coverage (collision, comprehensive) to ensure your bike is fully protected under your Indiana motorcycle insurance policy.
Can I bundle my RV, boat, and auto policies?
Yes! Clients in Danville and Hendricks County often bundle their recreational policies (e.g. auto, RV, motorcycle) to save on premiums and with the convenience of managing coverage under a single agency — Hadley Insurance.
Will my policy cover me away from home?
Most policies include off-premises coverage, meaning your RV, boat, or motorcycle is protected even when traveling across Indiana or beyond. We’ll ensure your Indiana recreational insurance plan includes that protection.
Protect the Way You Play
Recreational Insurance in Danville & Hendricks County You Can Count On
At Hadley Insurance, we help Indiana residents protect more than homes and cars — we help protect the joy of adventure. Let's get you covered with a policy that fits your gear and your goals.