Classic Car Insurance in Indiana – Hagerty & Hadley Insurance
Preserve the Past with the Right Protection
Your classic car isn’t just another vehicle — it’s a legacy, a passion, and an investment. Across Danville, Hendricks County, and all of Indiana, classic cars face unique risks that standard auto policies can’t fully cover. At Hadley Insurance, we partner with Hagerty to deliver collector-grade coverage that respects your vintage ride.
As a veteran-owned, family-run Indiana insurance agency, we’ll help you balance value, safety, and authenticity — so you can drive with confidence.
What Our Classic Car Insurance Covers
Your antique, vintage, or collector automobile receives tailored protection, including:
- Agreed Value Coverage – Fixes the payout so you won’t settle for depreciated value
- Spare Parts & Restoration Coverage – Protects original parts during restoration
- Event & Show Coverage – Coverage for car shows, rallies, and exhibitions
- Liability & Legal Protection – Covers liability claims arising from your classic car
- Roadside Assistance for Classics – Support when your vintage gem needs help
- Breakdown & Component Coverage –
Protection for mechanical failures not covered by standard policies
Popular Add-On Options
To match your ownership style, you can opt for:
- Multi-vehicle collector discounts
- Coverage while your vehicle is stored or non-operational
- Restoration-in-progress protection
- Spare parts & accessory coverage
- Limited mileage plans for hobby drivers
Who Needs Classic Car Insurance?
Whether your car is a weekend driver or a showpiece, this coverage fits owners who value:
- Antique and vintage car collectors in Indiana
- Restoration enthusiasts who want to protect parts and work
- Hobby drivers who limit mileage but demand excellent protection
- Local car club members and show exhibitors
Local Risks to Consider in Indiana
Your classic car in Danville, Brownsburg, or Hendricks County faces special risk factors such as:
- Exposure while stored outdoors
- Damage during rallies, car shows, or cruises
- Theft or vandalism in off-site storage
- Mechanical failures due to age or rare parts
Frequently Asked Questions
Classic Car Insurance in Indiana
What is “agreed value” coverage?
With agreed value coverage, you and the insurer agree on a fixed car value in advance—so if your classic car is totaled, you don’t receive a depreciated “book” value. This is key for classic car insurance in Indiana.
Can I drive my classic car daily?
That depends. Some collector car policies restrict daily use to protect the vehicle’s value. We’ll help you pick a policy that fits your usage—whether you drive it regularly or only for shows and events.
Does the policy cover my restoration work or spare parts?
Yes. Many Hagerty-backed classic car policies include restoration coverage, spare part protection, and even coverage while your car is under restoration.
Can I include show or rally events under coverage?
Absolutely. We can add coverage for car shows, rallies, parades, and exhibitions so your prized vehicle is protected in motion and on display.
Do discounts apply for collector car owners?
Yes. Because classic cars are typically low-mileage and maintained with care, many insurers offer collector-specific discounts under classic car insurance Indiana programs.
Drive With Confidence, Preserve Your Legacy
Indiana Classic Car Insurance You Can Count On
At Hadley Insurance, we understand the passion behind each vintage vehicle. With Hagerty-backed coverage, personalized service, and local Indiana insight, we protect not just your car — but your story.