Motorcycle Insurance in Danville, IN
Hit the Road With Confidence – Reliable Coverage for Indiana Riders
Whether you're cruising around Danville, riding through Brownsburg, or exploring Indiana's scenic highways, your motorcycle deserves more than the bare minimum. At Hadley Insurance, we help riders protect their bikes — and their futures — with personalized, affordable motorcycle insurance in Hendricks County and beyond.
As a veteran-owned and female-led independent agency, we partner with top carriers to find the right coverage for your ride, your lifestyle, and your budget.
What Motorcycle Insurance Covers
Our motorcycle policies provide the protection you need, whether you ride daily or seasonally:
- Liability Coverage – Covers bodily injury and property damage you cause to others
- Collision Coverage – Pays for damage to your bike in an accident
- Comprehensive Coverage – Protects against theft, fire, vandalism, and weather damage
- Uninsured/Underinsured Motorist – Protects you if another driver has insufficient coverage
- Medical Payments / Personal Injury Protection (PIP) – Helps with medical costs after an accident
- Custom Parts & Equipment Coverage – Includes add-ons, custom paint, and aftermarket parts
Popular Add-On Options
- Roadside assistance
- Trip interruption coverage
- Total loss replacement
- Carried contents (gear, phone, tools)
- Coverage for multiple bikes or drivers
Who Needs Motorcycle Insurance in Indiana?
Indiana law requires all riders to carry motorcycle insurance. But the basic minimums may not offer enough protection. Our clients typically include:
- Daily commuters and weekend riders in Danville and Hendricks County
- Motorcycle enthusiasts with custom bikes or high-value models
- New riders looking for affordable starter policies
- Families with teen or young adult riders on the road
Local Risks to Consider in Indiana
Riding in Indiana comes with unique hazards — reliable insurance is essential:
- Rural Road Conditions – Potholes, gravel, and debris raise accident risk
- Wildlife Collisions – Deer and animals are common in wooded areas
- Uninsured Drivers – Many Indiana motorists carry state minimums or none at all
- Sudden Weather Changes – Rain, wind, or icy patches can create dangerous riding conditions
Frequently Asked Questions
Motorcycle Insurance in Indiana
What are the minimum insurance requirements for motorcycles in Indiana?
Indiana requires riders to carry liability coverage: $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage. But many motorcyclists in Danville and Brownsburg choose higher limits and additional coverage to stay fully protected.
Is motorcycle insurance more expensive for younger riders?
Typically, yes — but we work with multiple carriers to find the best rates for all ages. We also offer discounts for safety courses, clean records, and bundling with other policies.
Can I insure multiple motorcycles on one policy?
Yes! If you own more than one bike, we can add them to a single policy, often with multi-bike discounts available in Hendricks County and throughout Indiana.
Does my coverage extend out of state?
Yes. Most motorcycle policies offer protection anywhere in the U.S. — and many include roadside assistance and trip interruption if you’re stranded while traveling.
Can I bundle motorcycle insurance with home or auto?
Absolutely. Bundling your motorcycle insurance with home, renters, or auto can lead to lower premiums and fewer billing headaches.
Get the Right Coverage for Every Ride
Motorcycle Insurance in Danville, Brownsburg & Central Indiana
From cruisers to sport bikes, we’ll help you ride protected. Let’s build a policy that fits your style — and keeps you moving forward.