Commercial Property Insurance in Indiana
Protect Your Building, Assets & Business Future – Serving Danville, Brownsburg & All of Indiana
From fire damage to theft, the unexpected can quickly derail your operations. Commercial property insurance is essential to protect the physical assets your business relies on every day.
At Hadley Insurance, we help businesses in Danville, Brownsburg, Hendricks County, and across Indiana safeguard their property with comprehensive, affordable coverage. As a local, veteran-owned independent agency, we’ll shop top carriers to find the right protection for your space and your budget.
What Our Commercial Property Insurance Covers
Whether you lease, own, or operate out of a storefront, warehouse, or office, we’ll help protect:
- Building Structures – Includes owned or tenant improvements to physical buildings
- Business Personal Property – Covers furniture, inventory, computers, and supplies
- Equipment & Machinery – Protection for specialized tools or operational systems
- Outdoor Signage – Includes detached signs often excluded from standard policies
- Loss of Income – Helps cover expenses and revenue loss due to temporary shutdowns
Add-On Coverage Options for Indiana Businesses
Customize your policy to match your operations and location risks:
- Equipment breakdown coverage
- Water and sewer backup
- Ordinance or law upgrades (to meet newer codes after damage)
- Earthquake or flood (often excluded from standard coverage)
- Inland marine (for mobile tools and off-site property)
Who Needs Commercial Property Insurance in Indiana?
Any business with a physical location or valuable equipment should consider this essential protection, including:
- Storefronts and retail spaces
- Restaurants and commercial kitchens
- Medical and professional offices
- Warehouses, garages, and workshops
- Manufacturing and production spaces
Indiana Risks That Make Property Insurance Critical
Doing business in Indiana means dealing with region-specific challenges like:
- Tornadoes, hail, and severe storms
- Vandalism or break-ins at closed or unstaffed locations
- Frozen pipes and water damage during winter
- Fire hazards from kitchens or manufacturing equipment
Frequently Asked Questions
Commercial Property Insurance in Indiana
Is commercial property insurance required in Indiana?
It’s not legally required but is often mandated by lenders or landlords as part of lease or mortgage agreements.
Does property insurance cover business interruption?
Yes — many policies include or allow you to add business income coverage to help during downtime.
Can I combine this with other business coverages?
Absolutely. Many business owners combine it with general liability or a Business Owners Policy (BOP).
Does this protect leased equipment?
It depends — but we offer inland marine and endorsement options to help cover leased or mobile gear.
Will it cover outdoor signage or landscaping?
Standard policies often exclude these. We’ll help you include them in your plan if needed.
Safeguard What Keeps Your Business Running
Indiana Commercial Property Insurance Made for You
Hadley Insurance is here to protect your place of business, no matter your size or industry. Serving Danville, Brownsburg, and the entire state of Indiana, we make securing your space simple.