Cyber Liability Insurance in Indiana
Protect Your Business from Data Breaches, Cyber Attacks & Digital Threats – Serving Danville, Brownsburg & All of Indiana
Today’s small businesses face growing cyber risks — even without big IT departments. From customer data exposure to ransomware shutdowns, digital threats can cost thousands in recovery, legal fees, and lost trust.
At Hadley Insurance, we help small businesses in Danville, Brownsburg, Hendricks County, and across Indiana secure cyber liability insurance that fits their operations and risk level. Whether you handle customer data, process online payments, or just want peace of mind — we’re here to help.
What Cyber Liability Insurance Covers
Cyber coverage helps your business recover from digital threats and protect sensitive data:
- Data Breach Response – Covers investigation, notification, and customer credit monitoring after a breach
- Ransomware & Cyber Extortion – Pays for recovery and potential ransom demands
- Legal Fees & Penalties – Covers defense costs and regulatory fines
- Business Interruption – Replaces lost income due to cyber shutdowns
- Third-Party Liability –
Protection if client data is exposed or lost
Optional Enhancements
Tailor your cyber liability coverage with extras based on your business type:
- Social engineering and phishing fraud protection
- System restoration and forensic investigation
- Media liability (for content-related claims)
- Payment fraud or wire transfer coverage
- Hardware replacement due to attack damage
Who Needs Cyber Liability Insurance in Indiana?
If your business stores client data, uses email, accepts payments, or runs any digital systems — this coverage is essential. Ideal for:
- Medical or dental practices
- Law offices and accounting firms
- Retailers and e-commerce shops
- Contractors using digital estimates or scheduling
- Any business with sensitive client or payment data
Cyber Threats Facing Indiana Businesses
Cyber attacks aren’t just a big-city problem — local businesses are often targets due to limited security:
- Ransomware attacks on email or scheduling software
- Breaches of stored customer or payment information
- Hacked point-of-sale systems in small retail shops
- Phishing scams tricking employees into sending payments
Frequently Asked Questions
Cyber Insurance in Indiana
Is cyber insurance required for Indiana businesses?
No — but if you store sensitive data, it’s one of the smartest protections you can invest in.
Does a BOP or general liability policy cover cyber attacks?
Typically no. Most standard business insurance excludes cyber events — separate coverage is required.
What’s the average cost of a cyber liability policy?
Plans start around $500/year for small businesses, depending on industry and risk exposure.
Can cyber insurance help after a phishing or email scam?
Yes. Many policies include fraud and social engineering coverage — a growing threat to small businesses.
Do you offer bundled cyber and E&O packages?
We do. Especially for professionals, bundling cyber and errors & omissions coverage makes financial and legal sense.
Digital Risk Requires Digital Protection
Cyber Liability Insurance for Indiana’s Small Businesses
Hadley Insurance makes modern protection easy. Serving businesses across Danville, Brownsburg, and the entire state of Indiana, we’ll help you stay ahead of cyber threats.