Commercial Auto Insurance in Indiana
Keep Your Business Moving with Commercial Auto Coverage in Danville, Brownsburg & Beyond
Whether you’re delivering goods, hauling tools, or making client visits, your vehicles are vital to your business. Commercial auto insurance protects your business vehicles, your drivers, and your bottom line in the event of accidents, damage, or liability claims.
At Hadley Insurance, we help Indiana businesses — from Danville and Brownsburg to the far corners of the state — secure affordable, tailored commercial vehicle coverage.
What Our Commercial Auto Insurance Covers
Every business is different. That’s why we customize coverage to protect:
- Company-Owned Vehicles – From pickups and vans to service trucks and fleets
- Liability Protection – Covers injury or damage to others if your driver is at fault
- Collision & Comprehensive – Pays for repairs or replacement after crashes, theft, fire, or weather
- Uninsured/Underinsured Motorist Coverage – Protects you from drivers without adequate insurance
- Medical Payments – Helps cover medical expenses for you and your passengers
Additional Coverage Options
Depending on how your vehicles are used, we can add:
- Hired & non-owned auto coverage (for rented or employee vehicles)
- Trailer interchange or cargo coverage
- Roadside assistance and towing
- Rental reimbursement
- Personal use endorsements for dual-purpose vehicles
Who Needs Commercial Auto Insurance in Indiana?
This policy is essential for any business that owns, leases, or uses vehicles regularly for business operations:
- Contractors and tradesmen
- Delivery drivers or local couriers
- Landscaping and lawn care companies
- Real estate professionals
- Businesses with a sales fleet or service team
Local Risks to Consider in Indiana
Indiana business drivers face unique on-the-road challenges:
- Icy winter roads and seasonal hazards
- Dense suburban traffic in Brownsburg and surrounding areas
- High risk of collisions during daily routes
- Vandalism or theft in unattended areas
Frequently Asked Questions
Commercial Auto Insurance in Indiana
Is commercial auto insurance required in Indiana?
Yes, if your business owns or operates vehicles, state law requires minimum liability coverage.
Can I use personal auto insurance for business use?
No. Personal policies typically exclude business use — using them could lead to denied claims.
What types of vehicles does this cover?
From work vans and utility trucks to company cars and trailers — we’ll cover what keeps your business moving.
Can employees drive the company vehicle?
Yes. We’ll ensure your policy accounts for all authorized drivers.
Is commercial auto expensive in Indiana?
Not necessarily. We compare rates across top carriers to find the best value for your business.
Drive Your Business Forward
Reliable Commercial Auto Insurance in Danville, Brownsburg & Across Indiana
Hadley Insurance helps Indiana businesses stay on the road with confidence. Whether you run a single service van or a full fleet, we’ll get you the coverage you need.