Haley Moore

Surety Bonds in Danville & Hendricks County, Indiana – Fast, Local, and Trusted

When it comes to doing business in Indiana—whether you’re a contractor, small business owner, or professional service provider—surety bonds are often the key to getting the job done. They build trust, satisfy legal or licensing requirements, and ensure financial protection for your clients.

At Hadley Insurance in Danville, IN, we specialize in providing fast, reliable surety bond services for contractors, businesses, and individuals across Hendricks County and the entire state of Indiana.

📞 [Call 317.745.7400]

What Is a Surety Bond?

A surety bond is a three-party agreement between the principal (you), the obligee (the party requiring the bond—like a government agency or client), and the surety (the insurance company backing the bond). If you fail to meet your obligations, the surety covers losses and may seek repayment from you.

Common Types of Surety Bonds in Indiana

  • Contractor Bonds – Required for construction or renovation projects, especially public works.
  • License & Permit Bonds – Often needed by auto dealers, plumbers, electricians, and other licensed professionals.
  • Bid Bonds – Ensures that a contractor will accept the job if selected.
  • Performance Bonds – Guarantees the job will be completed as agreed.
  • Payment Bonds – Protects suppliers and subcontractors from non-payment.
  • Fidelity Bonds – Protects your business from employee theft or fraud.
  • Court Bonds – Required in legal situations like estate settlements or appeals.

Why Surety Bonds Matter for Indiana Businesses

In Indiana, many municipalities and industries require bonding as part of licensing, contract bidding, or regulatory compliance. Without the right bond, your project—or your license—could be delayed or denied.

Surety bonds demonstrate professionalism, financial reliability, and compliance with state and local laws. They build trust with clients, regulators, and partners—and may even help you win more business.

Who Needs a Surety Bond in Indiana?

Many industries require or benefit from surety bonds, including:

  • General contractors bidding on city or county projects
  • Electricians, plumbers, and HVAC pros applying for or renewing licenses
  • Auto dealerships and notaries public
  • Freight brokers, mortgage brokers, and other regulated professionals
  • Businesses entering into client contracts that mandate bonding
  • Professionals handling legal fiduciary duties

If you're unsure whether you need a bond in Indiana, Hadley Insurance can help you figure it out.

Local Bond Requirements by Location

Hadley Insurance proudly serves clients in:

  • Danville, IN
  • Brownsburg, IN
  • Plainfield, IN
  • Avon, IN
  • Hendricks County
  • And throughout Central Indiana

Local governments often have unique bonding requirements for permits, bids, and licenses. Our team stays current on regulations across Indiana to make sure you get the bond you need—quickly.

How to Get a Surety Bond in Indiana (It’s Easier Than You Think)

We simplify the process into 3 steps:

  • Contact Hadley Insurance — Tell us what bond you need, and we’ll explain the requirements.
  • Get Your Quote — We shop top-rated surety carriers to get the best rate based on your credit, experience, and project type.
  • Receive Your Bond — Once approved, we issue the bond quickly—often same day.

FAQs – Surety Bonds in Indiana

Do I need good credit to get a surety bond?

Not necessarily. While credit history is a factor, Hadley Insurance works with flexible carriers that offer solutions for clients with limited or challenged credit.

How much does a surety bond cost in Indiana?

Costs vary depending on bond type, amount, and your financial background. Most bond premiums are between 1–10% of the total bond amount.

Is a surety bond the same as insurance?

Not exactly. A surety bond protects the obligee (e.g., the client or government), not the principal (you). If there’s a claim, the surety pays first, but you must reimburse them.

How long does it take to get a surety bond?

In many cases, we can approve and issue the bond within 24–48 hours.

Can Hadley Insurance help me renew a bond annually?

Yes—we offer ongoing bond management and renewal services so you stay compliant year after year.

The Hadley Advantage

At Hadley Insurance, we bring:

  • Fast Service – Local support and rapid processing
  • Trusted Carriers – Access to top national surety bond providers
  • Expert Guidance – We explain every step, no confusion
  • Community Commitment – Serving Indiana businesses with integrity

Get Bonded with Confidence

Whether you’re starting a project, applying for a license, or managing risk, Hadley Insurance is your surety bond partner in Danville, Brownsburg, and across Indiana. We’ll help you get bonded quickly, affordably, and with zero stress.

📞 [Call 317.745.7400]